Joining an esusu/ajo has never been this easy and fast.
OfficeAjo is a simplified rotating contribution system, that allows verified employees across various organisations to contribute and recieve money in turns.
We are in partnership with Providus Bank and Leadway Assurance
Not only are your funds safe with us, you get a Providus Bank virtual account upon sign up and contributors are insured against unforeseen circumstances.
We just made esusu/ajo borderless
Join an esusu/ajo with other verified employees across Nigeria.
Building Wealth is a Life Long Journey
Chart Your Path to Financial Freedom
Access Interest-free Loan
Say no more to high cost of borrowing. Leverage on other employees like you to achieve your life goals such as car purchase, marriage, land and housing acquisition while we provide you with the background checks, secure platform and insurance cover.
Read MoreStart Investing
Be in charge of your finances. Why settle for so little and charges-eroded returns when you can access a window of pre-vetted, risk-free, and competitive return on investments across multiple investment class?
Read MoreRefer and Earn
We offer you an instant and redeemable cash reward by referring your colleagues, friends, and family when they start a rotational ajo savings or investment.
Read MoreHow It works
Start An Ajo
#1
Sign-up
Fill your personal details in 30 secs
#2
Join an Ajo
Select your goal amount, number of contributors, organisation and account statement
#3
We verify
With our automated system, we verify your co-contributors employment with the selected organisation, employment type, credit history, earnings and the solvency of his or her organisation while we also provide you with insurance cover
#4
Take turns
We auto-debit your account on due date to make your contribution with our secure and PCIDSS complaint payment gateway
#5
Receive your funds
We credit your account instantly on your payment due date
Start Investing
#1
Sign-up
Fill your personal details in 30 secs
#2
Invest
Start investing in a bouquet of verified and a trustee-managed investments across different investment class.
#3
Earn
Watch your funds grow and begin to earn.
Why Use OfficeAjo?
Insurance cover
We provide you with an insurance cover against job loss, death, critical illness and accidental total and permanent disability in addition to our on-the-spot verification exercise about your co-contributors' employment status. Please click to see insurance term and conditions
Interest-free borrowing
Our platform serves your interest as an employee through the principle of mutual help, to achieve life goals such as car purchase, marriage, land and housing acquisition and other projects as they deem fit by leveraging on fellow employees' contributions
Access to investments
Choose verified investments that suite your risk appetite. With OfficeAjo, you can access a window of pre-vetted stable,risk-free, and high-return investments in across multiple investment class.
Secure and Convenient
Your financial security is our utmost concern. OfficeAjo uses a Three-factor Authentification(3FA) security layer and our payment processing partners maintains the banking and financial services industry internet security standards to protect your data from unauthorised access.
Our Partners
Read what our users say
OfficeAjo has reduced my exposure to high-interest loan acquisiton.
Now I can borrow so low and make much by investing in competitive investments.
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